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Personal loans available from £7,500 to £250,000
We have loans for all situations, even if you have been declined
in the past.
Council Right to Buys within pre-emption period. No problem.
Secured loans can be used against a Buy to Let property up
to 85%.
No upper age limits and terms to suit.
For loans under £25,001 maximum redemption penalty of
one month interest.
Can lend up to 125% of property value and 100% on a self-cert
basis.
Your client remains your client not ours. Guaranteed.
Better rates are available for people who can secure loans
against assets such as property. If this is not possible,
then an unsecured personal loan is an option.
What term do you want the loan to be for? A longer term will
mean cheaper monthly payments, a shorter term will be more
money on a monthly basis but the loan will be repaid that
much quicker.
Review your options before taking out secured loans. Remember
there are other ways of solving money requirements such as
re-mortgaging or simply cutting back on expenditure. When
reviewing your options be sure not to compare a secured loan
with an unsecured one.
If you have adverse credit, then a secured loan will be the
way forward. The rates will be higher but the estimated risk
is higher. If you are comparing various rates and you have
adverse or bad credit then there is little point comparing
them to non adverse rates. A secured loan will be cheaper
than an unsecured loan and an adverse loan. Compare only like
for like.
As far as speed is concerned, many loans under #25,000 come
under a regulated cooling off period requirement under the
Consumer Credit Act, this time can be used to search and review
other options etc. Loans above #25,000 can be done in a much
shorter period of time. Naturally if most of the process can
be done online that will speed things up a lot.
Naturally check details before signing and make sure you
can afford payments as penalties can be strong for defaults
and it is possible to lose your property. Another point to
consider is Payment Protection should you get into problems
with your repayments the payment protection plan will cover
them.
Licensed under the Consumer Credit Act 1974 - license number
554168
WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST
YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP
UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
LOANS ARE SECURED ON YOUR HOME.
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